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	<title>Shirley Bertholf</title>
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	<link>http://www.shirleybertholf.com</link>
	<description>A peek into my life...</description>
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		<title>Don&#8217;t Forget to Set Your Clock Back Tonight!</title>
		<link>http://www.shirleybertholf.com/2009/10/31/dont-forget-to-set-your-clock-back-tonight/</link>
		<comments>http://www.shirleybertholf.com/2009/10/31/dont-forget-to-set-your-clock-back-tonight/#comments</comments>
		<pubDate>Sun, 01 Nov 2009 01:47:18 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Chaplain]]></category>
		<category><![CDATA[November]]></category>
		<category><![CDATA[other countries observe daylight saving time]]></category>
		<category><![CDATA[quip]]></category>
		<category><![CDATA[when does the time change]]></category>
		<category><![CDATA[who thought of Daylight Saving Time]]></category>

		<guid isPermaLink="false">http://www.shirleybertholf.com/?p=153</guid>
		<description><![CDATA[Don&#8217;t forget to set your clock back tonight!   It&#8217;s Daylight Saving Time, and you know what that means&#8230;an extra hour of sleep!  Yeah!!!  Of course that all depends on whether one goes to bed at the usual time or not!  Next March, the procedure will be reversed as we return our clocks to their starting [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Heading to Orlando!</title>
		<link>http://www.shirleybertholf.com/2009/09/21/heading-to-orlando/</link>
		<comments>http://www.shirleybertholf.com/2009/09/21/heading-to-orlando/#comments</comments>
		<pubDate>Tue, 22 Sep 2009 03:16:16 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[My Experiences]]></category>
		<category><![CDATA[My Travels]]></category>
		<category><![CDATA[My UFirst Business]]></category>
		<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.shirleybertholf.com/?p=131</guid>
		<description><![CDATA[By Wednesday evening at this time, I will have arrived in Orlando, Florida and will be making myself at home in a room at the Rosen Shingle Creek Resort for the next three days.  What is the occasion?  United First Financial® is hosting their 3rd International Convention which they&#8217;ve entitled, &#8220;Come, See What We&#8217;re Working [...]]]></description>
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		<slash:comments>7</slash:comments>
		</item>
		<item>
		<title>Elk&#8230;Love&#8217;em&#8230;Love&#8217;em Not!</title>
		<link>http://www.shirleybertholf.com/2009/08/31/110/</link>
		<comments>http://www.shirleybertholf.com/2009/08/31/110/#comments</comments>
		<pubDate>Tue, 01 Sep 2009 00:29:48 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[My Experiences]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[bear]]></category>
		<category><![CDATA[elk]]></category>
		<category><![CDATA[foothills]]></category>
		<category><![CDATA[forest ranger]]></category>
		<category><![CDATA[hide]]></category>
		<category><![CDATA[landscaping plans]]></category>
		<category><![CDATA[Mount Baker]]></category>
		<category><![CDATA[Pacific Northwest]]></category>
		<category><![CDATA[what do elk eat]]></category>

		<guid isPermaLink="false">http://www.shirleybertholf.com/?p=110</guid>
		<description><![CDATA[We live in the beautiful Pacific Northwest in the foothills of Mount Baker.  It&#8217;s gorgeous here, and, since I have the privilege of working out of my own home office each day as a UFirst Agent, one of the joys I frequently experience is seeing deer meander through our yard.  They are so graceful and [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Loan Modification Program</title>
		<link>http://www.shirleybertholf.com/2009/08/26/loan-modification-program/</link>
		<comments>http://www.shirleybertholf.com/2009/08/26/loan-modification-program/#comments</comments>
		<pubDate>Thu, 27 Aug 2009 02:11:03 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[My Experiences]]></category>
		<category><![CDATA[My Opinions]]></category>
		<category><![CDATA[My UFirst Business]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[client]]></category>
		<category><![CDATA[house payments]]></category>
		<category><![CDATA[loan modificaton]]></category>
		<category><![CDATA[process]]></category>
		<category><![CDATA[widow]]></category>

		<guid isPermaLink="false">http://www.shirleybertholf.com/?p=100</guid>
		<description><![CDATA[Recently, I&#8217;ve encountered two persons who are in the loan modification process.  One, I&#8217;m happy to say, is now, after a grueling 7-8 months, in the second month of paying his modified house payment.  At the end of three months, if he has handled that new payment well, the modification will become permanent.  I&#8217;m so [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>We Love Tent Camping!</title>
		<link>http://www.shirleybertholf.com/2009/08/10/69/</link>
		<comments>http://www.shirleybertholf.com/2009/08/10/69/#comments</comments>
		<pubDate>Tue, 11 Aug 2009 04:56:44 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[My Experiences]]></category>
		<category><![CDATA[My Family]]></category>
		<category><![CDATA[My Opinions]]></category>
		<category><![CDATA[My Travels]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[baffles]]></category>
		<category><![CDATA[camp kitchen]]></category>
		<category><![CDATA[camp site]]></category>
		<category><![CDATA[camping trip]]></category>
		<category><![CDATA[canopy tent]]></category>
		<category><![CDATA[duct tape]]></category>
		<category><![CDATA[extension cord]]></category>
		<category><![CDATA[porta potty]]></category>
		<category><![CDATA[propane stove]]></category>
		<category><![CDATA[tent camping]]></category>

		<guid isPermaLink="false">http://www.shirleybertholf.com/?p=69</guid>
		<description><![CDATA[The last time we went camping, we stopped for gas at a local filling station and the attendant asked if we were moving!  That&#8217;s because, even though we love to go tent camping, we take as many conveniences with us as we can. We load a trailer with lots of wood, several tables, a porta [...]]]></description>
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		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Did God make a beautiful world, or what!</title>
		<link>http://www.shirleybertholf.com/2009/05/01/did-god-make-a-beautiful-world-or-what/</link>
		<comments>http://www.shirleybertholf.com/2009/05/01/did-god-make-a-beautiful-world-or-what/#comments</comments>
		<pubDate>Sat, 02 May 2009 04:08:47 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[My Experiences]]></category>
		<category><![CDATA[My Opinions]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[azaelea]]></category>
		<category><![CDATA[breeze]]></category>
		<category><![CDATA[crab]]></category>
		<category><![CDATA[God]]></category>
		<category><![CDATA[lilac]]></category>
		<category><![CDATA[Northwest]]></category>
		<category><![CDATA[Pacific]]></category>
		<category><![CDATA[rhododendron]]></category>
		<category><![CDATA[spring]]></category>
		<category><![CDATA[sun]]></category>
		<category><![CDATA[Universe]]></category>

		<guid isPermaLink="false">http://www.shirleybertholf.com/?p=59</guid>
		<description><![CDATA[Today, in the Pacific Northwest, it was just about perfect!  The sun shone brilliantly all day, the breeze was slightly cool and gentle, and trees and bushes have begun spreading color everywhere.  Unfortunately, I had to work today, so I couldn&#8217;t just &#8220;go outside and play,&#8221; but , because I work my own U-First business [...]]]></description>
		<wfw:commentRss>http://www.shirleybertholf.com/2009/05/01/did-god-make-a-beautiful-world-or-what/feed/</wfw:commentRss>
		<slash:comments>8</slash:comments>
		</item>
		<item>
		<title>Whatcom County Home Show this weekend&#8230;</title>
		<link>http://www.shirleybertholf.com/2009/03/05/whatcom-county-home-show-this-weekend/</link>
		<comments>http://www.shirleybertholf.com/2009/03/05/whatcom-county-home-show-this-weekend/#comments</comments>
		<pubDate>Fri, 06 Mar 2009 02:12:18 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[My Experiences]]></category>
		<category><![CDATA[My UFirst Business]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Account]]></category>
		<category><![CDATA[booth]]></category>
		<category><![CDATA[Broker Banker Magazine]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[Editor's]]></category>
		<category><![CDATA[Editor's Choice award]]></category>
		<category><![CDATA[Ernst & Young]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[First]]></category>
		<category><![CDATA[Home Show]]></category>
		<category><![CDATA[innovation]]></category>
		<category><![CDATA[Lynden]]></category>
		<category><![CDATA[Merge]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[Mortgage Planner]]></category>
		<category><![CDATA[Personal Real Estate Investor]]></category>
		<category><![CDATA[Success From Home Magazine]]></category>
		<category><![CDATA[True Wealth]]></category>
		<category><![CDATA[United]]></category>
		<category><![CDATA[Whatcom]]></category>

		<guid isPermaLink="false">http://www.shirleybertholf.com/?p=52</guid>
		<description><![CDATA[Anybody living close enough to visit the Whatcom County Home Show this weekend, March 6-8, in Lynden, WA is in for a treat.  When I went today to set up my own booth for United First Financial®, I took a walk through the exhibits as they were being constructed.  I can assure you there are [...]]]></description>
		<wfw:commentRss>http://www.shirleybertholf.com/2009/03/05/whatcom-county-home-show-this-weekend/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Happy Birthday to me!</title>
		<link>http://www.shirleybertholf.com/2009/03/02/happy-birthday-to-me/</link>
		<comments>http://www.shirleybertholf.com/2009/03/02/happy-birthday-to-me/#comments</comments>
		<pubDate>Tue, 03 Mar 2009 00:50:35 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[My Experiences]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[age]]></category>
		<category><![CDATA[birthday]]></category>
		<category><![CDATA[celebrate]]></category>
		<category><![CDATA[happy]]></category>
		<category><![CDATA[Oklahoma]]></category>
		<category><![CDATA[significant]]></category>
		<category><![CDATA[special]]></category>

		<guid isPermaLink="false">http://www.shirleybertholf.com/?p=46</guid>
		<description><![CDATA[It&#8217;s my birthday today.  At my age, why should I even get excited about birthdays?  I turn 61 today, not an age I&#8217;m totally thrilled about becoming.  But is celebrating a birthday really about being anxious to grow older, at least once we reach adulthood?  I think celebrating birthdays is really more about celebrating us [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>My generation and technology!</title>
		<link>http://www.shirleybertholf.com/2009/02/16/my-generation-and-technology/</link>
		<comments>http://www.shirleybertholf.com/2009/02/16/my-generation-and-technology/#comments</comments>
		<pubDate>Tue, 17 Feb 2009 02:38:05 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[My Experiences]]></category>
		<category><![CDATA[My UFirst Business]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[instructions]]></category>
		<category><![CDATA[training]]></category>
		<category><![CDATA[vocabulary]]></category>
		<category><![CDATA[web-marketing]]></category>
		<category><![CDATA[webinar]]></category>

		<guid isPermaLink="false">http://www.shirleybertholf.com/?p=44</guid>
		<description><![CDATA[I am taking a web-marketing class called &#8220;ubranding&#8221;  to enable me to market my United First Financial business.   It is really a great class.  Most of the participants seem to grasp the concepts and understand the vocabulary.  But for people in my generation, it&#8217;s like taking a class where the instructor  is speaking a [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Is it possible to love someone and still say, &#8220;No!&#8221;</title>
		<link>http://www.shirleybertholf.com/2009/01/10/is-it-possible-to-love-someone-and-still-say-no/</link>
		<comments>http://www.shirleybertholf.com/2009/01/10/is-it-possible-to-love-someone-and-still-say-no/#comments</comments>
		<pubDate>Sat, 10 Jan 2009 07:55:05 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[My Opinions]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[gays]]></category>
		<category><![CDATA[lesbians]]></category>
		<category><![CDATA[lifestyle]]></category>
		<category><![CDATA[marriage]]></category>

		<guid isPermaLink="false">http://www.shirleybertholf.com/?p=39</guid>
		<description><![CDATA[Supporters of Proposition 8 in California upholding the definition of marriage as between one man and one woman are now the targets of hate.  Death threats, property damage, defamation of character, targeted boycotts are a few of the reprisals those folks have received just simply for voting their conscience and supporting their vote with their [...]]]></description>
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		<slash:comments>1</slash:comments>
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